Shop Pay Installments

Shop Pay offers you the option to pay in full at checkout, or to split your purchase into 4 equal, interest-free installment payments for orders between $50 USD and $3,000 USD. There are no additional charges, interest rates, or late fees passed on to customers.

Credit scores aren't affected if Shop Pay Installments are used. However, if installments are not paid, or received late, then you might not be eligible to make purchases using Shop Pay Installments in the future.

The following information about Shop Pay Installments is displayed for each product:

  • Calculated installment payment amounts.
  • Detailed information for customers who want to learn more about Shop Pay Installments.
  • The latest compliance and regulatory information.


If the customer is using Shop Pay Installments, then Capital One cards aren't accepted.